Banking & Finance Law
Advising and litigating across banking and financial services law for lenders and borrowers alike.
Banks, finance companies, and their customers all need advice that keeps pace with a heavily regulated field. We advise and litigate across banking and financial services law, and we act for lenders on one side and for borrowers, guarantors, and account holders on the other.
Our work covers loan documentation, the creation, perfection, and enforcement of security over land, goods, shares, and receivables, guarantee and indemnity disputes, letter of credit and bank guarantee matters and their wrongful invocation, cheque and negotiable instrument disputes, and fraud and unauthorised transaction complaints by customers against banks. We advise on and act in disputes over loan restructuring, one time settlement, and wrongful debit and charges, and we defend and pursue claims of banking fraud.
We advise banks and finance companies on compliance with the directions of the Reserve Bank of India and act for customers where those directions have not been followed. Where a dispute reaches the Debt Recovery Tribunal, the consumer forums, or the courts, we take it there, and where it can be settled by negotiation we pursue that first, carrying matters of importance to the High Court of Andhra Pradesh and the Supreme Court of India.
Why SAC Legal
Where a dispute can be settled by negotiation we pursue that first. Where it cannot, we take it to the appropriate tribunal or court without delay.
What We Handle
- Loan documentation and security creation
- Enforcement of security over land, goods, and shares
- Guarantee and indemnity disputes
- Letter of credit and bank guarantee disputes
- Cheque and negotiable instrument disputes
- Banking fraud and unauthorised transaction complaints
- Loan restructuring and one time settlement
- Wrongful debit and charges disputes
- RBI compliance advisory
- DRT proceedings for banks and borrowers
Courts & Forums
- Debt Recovery Tribunal (DRT)
- Consumer Forums
- Civil Courts
- High Court of Andhra Pradesh
- Supreme Court of India
Speak with our team
For advice on a banking & finance law matter, contact SAC Legal today.